A boutique, fast-growing insurance firm, Aether Insurance & Risk offers the full suite of insurance and risk management services for your business.
With local knowledge and global buying power, Aether can build a program to suit your every insurance risk and need.
Established companies, new market entrants, ambitious start-ups or global traders – all industries, all sectors and all stages of growth – Aether has you covered.
If you’re looking for confidence, clarity and peace of mind from your insurance program, Aether will deliver.
Awards
Insurance Advisernet
Platinum Practice
Practice of the Year
Finalist 2016, 2017, 2018 & 2019
Insurance Industry Awards
2016 Winner
Our Values
Relationships
We have them across all major insurers and we know how to use them to get you the best possible cover at the best possible price.
Authenticity
We tell it like it is and we do what we say we’ll do. Jargon-free and with no hidden catches, at Aether we deliver clear and actionable guidance designed to allow you to get on with business while we worry about the fine print.
Trusted Counsel
From senior brokers, every time. With more than 15 years’ experience across all facets of insurance from personal lines to corporate and commercial, you know you’re dealing with the experts who can navigate the complexity of your industry so that you don’t have to.
Ambition
We’ve got it in spades. A highly awarded team, at Aether we constantly invest in the technology, knowledge and relationships that allow us (and you) to stay ahead of the pack.
Our Commitment to You
We appreciate you have many options when it comes to insuring your business. Accordingly we never take your loyalty for granted and commit to do everything in our power to earn, maintain and build your trust.
As your appointed insurance adviser, Aether Insurance & Risk commits to:
Our Commitment to You
We appreciate you have many options when it comes to insuring your business. Accordingly we never take your loyalty for granted and commit to do everything in our power to earn, maintain and build your trust.
As your appointed insurance adviser, Aether Insurance & Risk commits to:
Insurance Products & Services
Business Insurance
Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.
Professional Indemnity
This specialised area of insurance covers liability arising from the ‘professional services’ provided by a business. Importantly, as the nature of modern business continues to change rapidly it’s no longer only for traditional occupations such as Engineers, Accountants, Doctors, Lawyers, Architects and Insurance Brokers. If you hold a qualification and you provide advice, certification, testing or formulas on which other parties depend, then chances are there is a Professional Indemnity exposure.
Directors & Officers / Management
Liability Insurance
If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.
Property Insurance
A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.
Home & Contents Insurance
For most Australians the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Cyber Insurance
In the past two decades the global proliferation of digital technology, and unscrupulous figures seeking to exploit it, has seen cyber risk become one of the leading risk factors for businesses.
Business Interruption Insurance
From your family and employees to customers and suppliers, there are a lot of people who are dependent on your business. Given this, have you ever considered what would happen if you were unable to operate due to crucial assets being damaged or destroyed by a major event like fire, flood, significant storm damage or an earthquake?
Marine & Hull Insurance
Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.
Plant & Equipment Insurance
If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover the smallest earthmoving machine though to the largest fixed or mobile crane as examples. This product is designed to cover everything from the smallest of earthmoving machines though to the largest fixed or mobile cranes – and everything in between.
Strata Insurance
Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically, it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.
Contract Works Insurance
You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to cover any physical damage as well as loss of building materials, fire and malicious damage.
Liability Insurance
Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third-party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.
Workers’ Compensation
Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers compensation insurance that covers their workforce.
Business Travel Insurance
Travelling on business comes with a host of common and complex risks. If you or your team travels for work, then business travel insurance can help take some of the stress away.
Business Insurance
.
Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.
Professional Indemnity
.
This specialised area of insurance covers liability arising from the ‘professional services’ provided by a business. Importantly, as the nature of modern business continues to change rapidly it’s no longer only for traditional occupations such as Engineers, Accountants, Doctors, Lawyers, Architects and Insurance Brokers. If you hold a qualification and you provide advice, certification, testing or formulas on which other parties depend, then chances are there is a Professional Indemnity exposure.
Directors & Officers / Management
Liability Insurance
If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.
Property Insurance
.
A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.
Motor Insurance / Commercial / Heavy Motor Insurance
One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.
Home & Contents
Insurance
For most Australians the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Cyber Insurance
.
In the past two decades the global proliferation of digital technology, and unscrupulous figures seeking to exploit it, has seen cyber risk become one of the leading risk factors for businesses.
Business Interruption
Insurance
From your family and employees to customers and suppliers, there are a lot of people who are dependent on your business. Given this, have you ever considered what would happen if you were unable to operate due to crucial assets being damaged or destroyed by a major event like fire, flood, significant storm damage or an earthquake?
Marine & Hull Insurance
.
Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.
Plant & Equipment
Insurance
If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover the smallest earthmoving machine though to the largest fixed or mobile crane as examples. This product is designed to cover everything from the smallest of earthmoving machines though to the largest fixed or mobile cranes – and everything in between.
Strata Insurance
.
Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically, it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.
Contract Works Insurance
.
You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to cover any physical damage as well as loss of building materials, fire and malicious damage.
Liability Insurance
.
Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third-party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.
Workers’ Compensation
.
Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers compensation insurance that covers their workforce.
Business Travel Insurance
.
Travelling on business comes with a host of common and complex risks. If you or your team travels for work, then business travel insurance can help take some of the stress away.
Need more information on our Products and Services?
Call our Office +61 2 4952 3579
or
Chubb Personal Travel Insurance.
In an ideal world, travelling would always be a pleasant experience but in reality, the unexpected can and often does happen. You want to know you and your family are covered for a wide range of unforeseen travel incidents or events from minor inconveniences to major medical or liability incidents before you step off on your journey. We can provide quick, comprehensive and competitive personal travel insurance cover to suit your needs.
Insurance Advisernet Life
In the event of your death or serious disability, Insurance Advisernet Life (IA Life) takes care of your loved ones and protects the wealth and assets you have worked so hard to create. Our Insurance products are simple to understand and are very affordable. No medicals and no blood tests are needed, and we have a fast-online application process.
Local Understanding. National Strength
Aether Insurance & Risk Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd AFSL No. 240549. Corporate Authorised Representative No. 1004437. Insurance Advisernet is one of the largest and most respected general insurance businesses within Australia and New Zealand.
For you this means Aether brings unrivalled strength and buying power spanning every major insurer in Australasia as well as direct access to major overseas insurers as and when required.
We distinguish ourselves from our peers through being ‘advice driven’ rather than ‘sales driven’.
Aether is equipped to advise your business in respect of all insurance needs across a range of insurance products and markets which protect your Assets, Income, Liabilities and Expenses.
Our skill in conducting an in-depth analysis is essential to arranging the appropriate coverage that is “fit for purpose” to your business.
Visit the Insurance Advisernet Website
WANT TO CHAT?
Warners Bay, NSW 2282
Australia
Level 31, 100 Miller St
North Sydney, NSW 2060
Australia
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All Rights Reserved
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